Can I buy a home with bad credit?

While it may be more challenging, it is still possible to buy a home with bad credit. Lenders may consider factors beyond your credit score, such as your income, employment history, and the size of your down payment. Some mortgage programs specifically cater to borrowers with lower credit scores or non-traditional credit histories. However, you may face higher interest rates and stricter lending requirements. Working to improve your credit score, saving for a larger down payment, and exploring alternative mortgage options can improve your chances of qualifying for a home loan.