This is a tricky question and will often come down to factors pertaining to your situation, the current market, what…
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I DON’T HAVE FUNDS FOR A DEPOSIT, MY DOWN PAYMENT IS IN MY HOME…NOW WHAT?
If your down payment is stuck in the equity of your home without any secondary source of funds to put…
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DO MY CLOSING DATES ON MY SALE & PURCHASE HAVE TO MATCH UP?
Not necessarily! Ideally, you would want to close on the sale of your existing home before the completion of your new…
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WHAT ARE THE COSTS THAT COME WITH SELLING MY CURRENT HOME & BUYING A NEW PROPERTY?
Let’s take a quick look at the typical costs associated with buying your new home: Land Transfer Tax In the province of…
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NOW ON THE OTHER END, WHAT ARE YOUR COSTS TO SELLING YOUR HOME?
Realtor Fees Realtor fees are typically paid by the seller of a real estate transaction in Canada and will be based…
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HOW MUCH OF A DOWN PAYMENT DO I NEED?
The minimum down payment on your next purchase is a very common question in today’s market so let’s break that…
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HOW DO I CALCULATE MY REQUIRED DOWN PAYMENT?
If you’re using the equity in your home for the down payment on your next home, this may seem complicated…
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CAN I STAY WITH MY SAME LENDER?
With all our clients, our main goal is to save you as much money as possible whilst setting you up…
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What is the first step to buying a home?
The first step to buying a home is to assess your financial readiness. This involves reviewing your savings, income, and…
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How much do I need for a down payment?
The amount you need for a down payment depends on several factors, including the purchase price of the home and…