Unlocking Exceptional Mortgage Solutions for Your Wealth

Welcome to Boychuk Mortgage Group, where we specialise in High Net Worth Mortgages tailored to individuals with substantial assets and unique financial needs. Our approach goes beyond traditional mortgage criteria, focusing on your financial landscape to provide flexible and personalised mortgage solutions.

High Net-Worth Mortgages

High Net-Worth Mortgages

Understanding High Net Worth Mortgages

High Net Worth Mortgages are designed for individuals with significant wealth, emphasising assets such as investments, savings, and other liquid funds rather than solely relying on income and credit scores. These mortgages are ideal for high-income earners and those with substantial investment portfolios looking to purchase, refinance, or leverage real estate investments.

At Boychuk Mortgage Group, we pride ourselves on offering High Net Worth Mortgages that align seamlessly with your sophisticated financial situation. Whether you're acquiring a luxury property, refinancing existing real estate, or consolidating debts, our solutions are crafted to meet your needs.

High Net-Worth Mortgages

Tailored Solutions for Canada's Affluent

Our High Net Worth Mortgage Canada services are meticulously crafted to cater to your unique requirements in the Canadian market. We understand that your financial needs extend beyond conventional offerings, and our specialised mortgages are designed to provide the flexibility and responsiveness you deserve.

Streamlined Qualification Process

Qualifying for our High Net Worth Mortgage is straightforward. As a Canadian resident who files taxes in Canada, you need a minimum of $250,000 in liquid assets. We take a holistic view of your financial profile, ensuring our mortgage solutions perfectly align with your assets and financial goals. Our simplified process reflects our commitment to understanding and respecting your financial achievements.

Flexibility in Asset and Property Options

Our High Net Worth Mortgages accommodate a diverse range of assets, including GICs, TFSAs, ESOPs, and Mutual Funds. Whether you're purchasing a primary residence, a vacation property, or an investment opportunity, our mortgages offer flexibility in property types and financing options. We aim to support your real estate aspirations with tailored solutions that adapt to your evolving needs.

 

Purpose-Driven Mortgage Features

Navigating the complexities of real estate investing requires a strategic approach and informed decision-making. At Boychuk Mortgage Group, we leverage our extensive experience and industry knowledge to empower investors with the information and resources needed to make sound investment decisions. Our commitment to transparency, personalised service, and comprehensive support ensures that you have the confidence and clarity to pursue your real estate investment goals effectively. Whether you're evaluating investment opportunities, securing financing, or managing your investment portfolio, Boychuk Mortgage Group is here to help you navigate the dynamic Canadian real estate market with confidence and success.

High Net-Worth Mortgages

Advantages of High Net Worth Mortgages

Customised Solutions

Tailored mortgage solutions that consider your extensive financial portfolio and unique borrowing needs.

Flexible Terms

Enjoy flexible terms and conditions that accommodate your high-value assets and financial situation.

Competitive Rates

Access competitive interest rates that reflect your financial standing and borrowing capacity.

Extended Amortization

Benefit from extended amortization periods of up to 30 years, allowing for manageable repayment schedules.

Higher Loan-to-Value Ratios

Obtain favourable loan-to-value ratios up to 80%, providing greater leverage for property investments.

Holistic Financial Assessment

A comprehensive approach that looks beyond traditional income metrics, focusing on your financial health.

Dedicated Service

Personalised service from our experienced mortgage professionals who understand the complexities of high net worth lending.

High Net-Worth Mortgages

Google Reviews

Happy Client Reviews

  • testimony

    We had the best experience working with Riley and his team. He is very knowledgeable and was able to help us secure a great rate for our mortgage. He was available at all times to answer any questions we had and was great at communicating with us. Would 100% recommend Riley and his team for your mortgage needs

    testimony

    Szendi Godin

  • testimony

    Riley was such a pleasure to work with. He made our dreams come true, he got us an amazing rate and made it a stress free experience. He is so personable and goes above and beyond for his clients. The thoughtful touches with house warming gifts and birthday cards. He has made such an impact in our life and we will be forever grateful!

    testimony

    kamiko allen

  • testimony

    We recently used Riley as our mortgage broker and he was the best!! Super kind and patient. He was very responsive, took so much time to explain the whole process to us and was able to find us a great mortgage. Would highly recommend.

    testimony

    Annika Reimer

  • testimony

    My husband and I are blown away by how dedicated Riley has been to helping us through the purchase of one home and the sale of another. This whole process can be really overwhelming, but Riley did an excellent job at explaining and educating us through it all. He's very attentive by making phone calls just to check in, and he really cares about us as people not just clients. I would recommend him to anyone I know.

    testimony

    Jillian Nielsen

  • testimony

    Had an absolutely amazing experience dealing with Riley and his team. He was extremely helpful every step of the way and made the home buying experience as easy as possible for us. Highly recommend Riley to anyone looking to purchase a home!

    testimony

    Boston Colley

  • testimony

    We've had great experience with Boychuk Mortgage Group getting a mortgage for our rental property in Calgary. The communication was great, the whole process was smooth and easy. Highly recommend.

    testimony

    Alexander Gazimov

  • testimony

    We had an excellent experience with Riley. Despite our unique situation, he provided outstanding service, addressing our needs and questions promptly. He navigated through any hiccups, ensuring a smooth process. Highly recommend for his professionalism and client-focused approach.

    testimony

    David Bigley

  • testimony

    Riley and his team are a pleasure to work with. They are fast and pay attention to detail. They were able to answer any questions I had regrading the purchase of our new home and worked quickly to assist on closing. I would not hesitate to use the Boychuk Mortgage Group again and recommend them to anyone looking for any mortgage needs.

    testimony

    _christian_sison_

  • testimony

    I had an excellent experience dealing with Boychuk Mortgages. Riley was so thorough and was always available to answer any questions I had throughout the process. He made a difficult and confusing process so easy for a first time home buyer.

    I would recommend Riley to anyone looking for a mortgage broker.

    testimony

    JP Guimond

  • testimony

    Riley and Carla were such a pleasure to work with. They were extremely responsive and kept us in the know every step of the way. They provided various options and helped us make the best decision for our mortgage. Thanks again!

    testimony

    Richard Mulcaster

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  • What are the eligibility requirements for a High Net Worth Mortgage?
  • Can I use High Net Worth Mortgages for investment properties?
  • What types of assets can be considered for a High Net Worth Mortgage?
  • What are the typical interest rates for High Net Worth Mortgages?
  • What is the maximum loan-to-value ratio available?
  • How long does the application process take?

To qualify, you must be a Canadian resident, file taxes in Canada, and possess a minimum of $250,000 in liquid assets.

Yes, our mortgages are flexible and can be used for primary residences, vacation homes, and investment properties.

Assets such as GICs, TFSAs, ESOPs, Mutual Funds, and other liquid investments are eligible.

Interest rates vary based on market conditions and your financial profile. We offer competitive rates tailored to high net-worth individuals.

Our mortgages can offer loan-to-value ratios of up to 80%, providing substantial financing options for property acquisitions.

The timeline varies depending on individual circumstances, but our streamlined process aims for efficiency while ensuring a thorough evaluation of your financial situation.