In Surrey's bustling real estate market, understanding mortgage affordability is essential for middle-income families aspiring to homeownership. This comprehensive guide explores the key factors influencing mortgage affordability, such as budgeting, interest rates, and local market trends. By shedding light on these crucial elements, it empowers families to make informed financial decisions. Discover how Boychuk Mortgage Group's tailored services can guide you through these complexities, ensuring your financial choices support your long-term aspirations.