The First Home Savings Account (FHSA) in Canada is a tax-advantaged savings plan designed to help Canadians save for their…
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WHAT IS THE FIRST TIME HOME BUYER PROGRAM IN B.C.?
Criteria for Existing Homes Full rebate up to $8,000 on a purchase price of $835,000 or less. Partial rebate on a purchase…
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WHAT IS THE FIRST STEP IN THE HOME BUYING PROCESS?
The first step in the home buying process is completing a discovery call with one of our mortgage advisors. Step 1…
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WHAT IS A DEPOSIT?
A purchase deposit demonstrates the buyer’s good faith to the seller to close on their purchase. This deposit is held…
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WHAT DOES THE PROCESS LOOK LIKE & HOW LONG DOES IT TAKE TO BE APPROVED?
Just click the “Apply Online” button on our website to get started. With a traditional application & a few lender required…
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HOW DO I WIN IN REAL ESTATE?
Remember the FOUR benefits to investing in real estate: Principal Pay Down Unlike your rent payment, mortgage payments include a principal…
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WHAT IS MORTGAGE LOAN INSURANCE?
Mortgage loan insurance, also known as mortgage default insurance, is an insurance premium paid by the borrower, to in which…
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WHAT ARE MY CLOSING COSTS?
Let’s look below at the main closing’s costs associated with buying your new home: Land Transfer Tax In the province of BC,…
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WHAT ARE MY HOMEOWNERSHIP COSTS?
Common home ownership costs include: Mortgage Payment Property Taxes Home Insurance Strata Fees (If applicable) Utilities – Heat, Water, Gas Internet & Cable Our trusted mortgage advisors…
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ARE YOUR RATES BETTER THAN THE BANKS RATES?
One of the benefits to working with an independent mortgage advisor, is that we situate you with the very best…